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Retirement Savings Deficits Will Balloon In Next Bear Market
Article By:
Danielle Park, CFA
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Wednesday, May 2, 2018 12:58 PM EDT
Retirement savings shortfalls are not a new problem, they have been visible on the horizon for at least the last 20 years.
Social Security: Average Indexed Monthly Earnings (AIME) Explanation
Article By:
Jim Blankenship
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Monday, April 30, 2018 5:00 AM EDT
One of the key components that the Social Security Administration uses to calculate your Social Security retirement benefit is called the Average Indexed Monthly Earnings, or AIME.
4 Critical Things To Know About 401k Vesting Schedules
Article By:
Modest Money
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Saturday, April 28, 2018 8:00 AM EDT
401k vesting schedules are there to protect the employer. As long as you work for your employer for at least 5 years on average, you should be entitled to 100% of the money they contribute into your 401k plan.
High Healthcare Costs In Retirement Are Making Americans Broke
Video By:
Steve McDonald
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Friday, April 27, 2018 5:47 PM EDT
Last year, 55% of people over the age of 55 reported that they thought they would go broke in retirement. Not low on cash, not struggling… broke.
The Pension Crisis Is Worse Than You Think
Article By:
Lance Roberts
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Thursday, April 26, 2018 8:54 AM EDT
With pension funds already wrestling with largely underfunded liabilities, the shifting demographics are further complicating funding problems.
What’s Causing The Equities Gap Between Boomers And Millennials?
Article By:
Steve McDonald
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Tuesday, April 24, 2018 10:45 PM EDT
The percentage of your portfolio that you own in lower-risk holdings, like bonds, should equal your age. The older you get, the higher that percentage becomes.
Financial Rape Of America – Catherine Austin Fitts
Article By:
Greg Hunter
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Sunday, April 22, 2018 5:15 PM EDT
Investment advisor and former Assistant Secretary of Housing Catherine Austin Fitts warns that the “financial rape of America” is nothing more than “re-engineering” the debt based economy.
The Pension Crisis Gets A Catchy Name: “Silver Tsunami”
Article By:
John Rubino
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Sunday, April 22, 2018 4:11 PM EDT
Pensions really are in crisis, but the story is so full of large numbers, obscure projections, and dry terms like “unfunded liabilities” that not many people are paying attention.
The Tide Of Global Debt Has Peaked: What May Happen Next
Article By:
Paul Hodges
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Sunday, April 22, 2018 10:24 AM EDT
The IMF's new World Economic Outlook is warning that a global debt crisis could coincide with an economic downturn by 2020. These eight charts explain why this is happening, and how to prepare for it.
Quantifying The Value Of Retirement Accounts
Article By:
Alpha Architect
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Friday, April 20, 2018 8:52 AM EDT
The tax benefits of retirements accounts range between 0.7% and 2.7% per year. However, the results vary across the different dimensions I considered and there are other variables to consider.
The Pension Time Bomb: $400 Trillion By 2050
Article By:
Jeff Desjardins
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Monday, April 16, 2018 5:54 PM EDT
Are governments making promises about pensions that they might not be able to keep?
Converting Directly From A 401(k) To A Roth IRA
Article By:
Jim Blankenship
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Monday, April 16, 2018 11:29 AM EDT
Back in the olden days prior to 2008, it used to be against the rules to convert funds directly from a 401(k) plan to a Roth IRA.
Too Much Cash Could Hurt Your Retirement Savings
Article By:
Steve McDonald
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Tuesday, April 10, 2018 10:33 PM EDT
The current market volatility is driving too many of us into large cash positions that are guaranteed losers.